Many people make the mistake of believing their landlord is responsible for damage to or loss of their personal possessions. The truth is, because you have “Care, Custody, and Control” of the premises, you alone are responsible for your own property. For this reason, you should purchase and keep a Renters Insurance Policy on your personal property. Additionally you should carry Personal Liability Insurance which protects you and the premises in which you live against lawsuits brought on by accidents caused by your negligence.
Renters Insurance protects you from loss caused by:
- Theft
- Vandalism
- Smoke (If sudden and accidental)
- Sudden and Accidental Discharge of Water or Steam from in house systems.
- Fire and Lightning
- Windstorm and Hail
- Explosion
- Falling Objects
- Damage caused by Vehicles or Aircraft
- Riots and Civil Commotion
- Collapse of the building
Additional Benefits
- Loss of Use – Pays for an additional living quarters
- Improvements, Alterations, and Additions
- Personal Property away from the premises
- Personal Liability Insurance
- Medical Payments to Others
- Damage to Property of Others
Optional Benefits
- Personal Articles Floaters – For Jewelry, Furs, and Fine Arts
- Contents Replacement Cost
- Personal Umbrella Liability
Call for quotes:
Latta Insurance Agency
6450 Louetta, Suite 120
Spring, TX 77379
Phone: 281-444-2226
Toll Free: 1-866-819-3313
Fax: 281-444-6281
Website: http://www.lattainsurance.com/
e-mail: rlatta@lattainsurance.com